Having money to retire with is getting more and more important. Having a private money investor can help a lot with saving and investing money. You can get a 12% return rate on high yield first trust deeds and hard money lending systems. That is awesome for retirement savings! The government is so sure that we are going to have to provide for ourselves, that there are even commercials dedicated to telling us to save. This is a great way to save, and make money, and save some more! Investing is excellent, you put the money out of your own reach, and make money on it!